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Bank accounts for kids in school
Bank can collaborate with schools for students to have accounts with easy acess & high interest rate
1/8

Solution

Berliner Sparkasse can collaborate with schools and appoint one or two persons per school to open up accounts of kids in school..

They can:

Save their pocket money and deposit it easily in the school itself with this they will learn savings and they will also get connected to berliner sparkasse so that when they grow up they will continue with the same bank.

They should have easy access to the accounts which means with less formality and paper work so that students will feel easy to access it.

The interest rates of these accounts should be a little on higher side to create interest among them

There should a limit to total amount a student can deposit so that their parents dont start misusing the higher interest rates.

These banks inside school may also provide loans to those who are incapable of paying the fees at once with less rates these can be termed as study loans.

The bank may also vary the interest rates according the income of parents of the students the poor kid can enjoy higher rates..

The bank may not need to appoint employees for this they may talk to some teachers for it and give them some extra money for doing this.

 

THIS SCHOOL BANK CAN ALSO ASK FOR DONATIONS AS IT IS FOR A SOCIAL CAUSE(PROVIDING STUDY LOANS AND ALSO HIGH INTEREST RATES FOR POORS)

Please describe your idea in one sentence.

Bank for kids that so that kids can access bank easily within school and enjoy high interest rates and easy access. It also provides study loans to poor kids which are incapable of paying fees.

Who will benefit from your idea, hence whom is your idea directed towards?

Students, Poor kids

Why is your idea “good for Berlin”?

It will allow more children to study and also will inculcate a habit in them to save pocket money

How many people do you think will benefit from your idea?

soon

In what way does the Berliner Sparkasse gain visibility through your idea?

It is directly visible as banks in school the name of bank will remain the same the kids will get connected to it and even when they grow up they will open up there account in the same bank

Which kind of people and how many of them will take notice of your campaign?

kids students mostly...

How much do you estimate the annual budget for the implementation of your idea to be?

it will be within the given budget