Festive Gleam
This is an updated version of the previous design
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Solution

Recreating the previous design, here I have changed the colours to blue to give it more formal and wintery look.

Which theme did you chose for your card design?

The theme is elegance and opulence with a hint of festivity and magic. it is gleaming and abstract, giving it a contemporary look.

Does your card design appeal both target groups?

It does, although this one is more targeted towards corporate partners, because of its blue and silver colours. Although it works for individuals, because its got winter feel and silver finishing.

Did you use any stock or third party material?

No, I have not.